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Auto Accident

What To Do After My Teenager Causes A Car Accident?

By September 7, 2020No Comments

Drivers of any age can cause a car accident. 

However, according to the Centers for Disease Control and Prevention, the highest rate of accidents is among drivers aged 16 to 19. This may be because teenagers generally have less experience with driving.

As such, they are usually inexperienced with defensive driving and avoiding dangerous conditions instinctively. 

Our Alexandria, Louisiana teen driving car accident attorneys can assist if your teenager caused a car accident.

Common Causes Of Teen Driving Accidents

Some of the dangerous actions that can lead to a teen driving accident include:

  • Speeding: Teenagers have a greater tendency to speed and may be unable to judge when they need to slow down.
  • Distracted driving: Teenagers can be distracted by a plethora of things. Some of these distracting factors that can cause car accidents include texting while driving, eating, talking with other passengers, using the radio, etc.
  • Following another car too closely: Doing this doesn’t give the teen enough opportunity to stop if the driver in front of them suddenly stops.
  • Driving while intoxicated: Teens driving under the influence of alcohol or drugs contributes heavily to major teen driving car accidents.

Caution Your Teenager About Specific Driving Dangers

Knowing the high rate of teen driving accidents, it becomes imperative that your teen driver take certain steps to ensure they practice safe driving always. 

Some of these steps include:

  • Wearing a safety belt at all times, and ensuring that their passengers wear one as well
  • Driving only during the daytime
  • Taking part in Louisiana’s Graduated Driver’s Licensing Program
  • Avoiding reckless and distracted driving
  • Obeying traffic signs and regulations

Make sure Your Insurance Covers Your Teenage Driver

All licensed car owners in Alexandria are required to have automobile insurance protection. 

You can add your teen driver to your insurance policy while they drive your car. However, if your teen driver has their own car, you should make sure that they have their own insurance policy.

You should also obtain an uninsured motorist insurance policy that safeguards your teen driver if they get hit by an uninsured driver. This policy includes:

  • Bodily injury coverage — the cost of any physical injury your teen may sustain
  • Property damage coverage — the cost of car repair or purchase

As soon as your teen driver gets a driving permit or license, talk to your insurance provider about their insurance coverage options. On the other hand, if they get involved in a car accident, discuss their options with an Alexandrian teen driving car accident attorney. 

Will I Be Liable for My Teen’s Accident?

Naturally, if your teenager is involved in a car accident, your first concern is their health and safety. 

Unfortunately, another potential worry is whether you could be legally liable for the accident caused by your teen driver.

This means that you will need to piece together all the circumstances and details surrounding the accident.

As a parent or guardian, you may be legally and financially liable if your teen driver disregards the legally specified restrictions and causes an accident while doing so.

Therefore, if your teen driver is found responsible for a car crash, you may bear the cost of damages, medical fees, repair costs, legal representation, and increased insurance premiums.

However, you will likely not be liable as a parent if you did not have legal custody of the teen driver at the time of the accident.

You also likely won’t be held responsible for the accident if your teen driver has reached the age of majority (18 years) and if they are the legal owner of the car.

Contact An Experienced Alexandrian Teen Driving Accident Attorney

If your teenager caused a car accident, contact our team of attorneys at Jones Law Firm to discuss your options. We’ll do everything we can to help ensure your teen has the advocacy they need after their accident.

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